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By - Craig Mullins

Livermore Mortgage Assistance Program

The City of Livermore ’s Mortgage Assistance Program is administered through the Housing and Human Services Division, which works to maintain and expand housing opportunities for low and moderate-income households, by providing a second mortgage loan for first time home buyers who want to live in the City of Livermore . As with most home buying assistance programs, Livermore ’s

By - Craig Mullins

Below Market Livermore Homes For Sale

It may not seem like it on some days, but now is a great time to buy a home in Livermore , CA . First-time buyers and low to moderate income families have several choices when looking into Livermore’s Homeownership Opportunities Per the City of Livermore’s => Community Development Department: If you are interested in an opportunity to purchase one

By - Craig Mullins

Having Credit Score Issues? Let me help!

Don’t Let Your Credit Score Drop Unnecessarily Avoiding foreclosure now could make or break your attempts to get a loan in the near future and determine whether you can get affordable interest rates. That’s why I’ve made this site available for anyone in our community struggling with mortgage payments. Foreclosure alternatives like short sales and deeds-in-lieu allow homeowners to avoid

By - Craig Mullins

The Truth About Mortgage Modifications

The Truth About Mortgage Modifications The decisions you make as a homeowner today hold a profound impact on your financial future. However, it is important to safeguard yourself from misinformation and fraud. Get the facts regarding your situation and always have a contingency plan. For those who qualify, a mortgage modification is the ideal remedy to their financial distress. I’ve

By - Craig Mullins

7 Short Sale Myths

7 Short Sale Myths There are millions of homeowners just like you who are looking for answers and don’t know what to do. You’re not alone and you’re in the right place. As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Despite my best efforts, there’s still an overwhelming amount

By - Craig Mullins

How To Remove Musty Odors In Your Home

Musty odors around the home are a common problem among homeowners. If your home is suffering from mold and odors, there are several steps you can take to alleviate the problem yourself. For your appliances that are not in use, like refrigerators, ovens, and chest freezers, spread a paste of water and baking soda on the interior surfaces. Fill the

By - Craig Mullins

HAFA Short Sale Program – Is Your Agent Certified?

The Caifornia Association of Realtors (“CAR”) Education in conjunction with AssettPlan USA offers a Home Affordable Foreclosure Alternative (HAFA) certification course. The HAFA Certification (CHS) is designed for real estate agents to understand the Treasury Supplemental Directive 09-09 which was implemented on April 5, 2010. Craig has completed the requirements necessary to become a Certified HAFA Specialist. Working with a

By - Craig Mullins

California Homebuyer’s Downpayment Assistance Program MyHome Assistance Program

The MyHome Assistance Program offers qualified first-time homebuyers with moderate income assistance with their down payment or closing costs. The assistance comes in the form of a deferred-payment junior loan of up to 3.5% of the purchase price or the appraised value, whichever is less; the junior loan may be combined with a CalHFA first mortgage loan. Below are a

By - Craig Mullins

The Difference Between A Livermore Ranch And A Farm

Have you ever found yourself wondering what the difference is between a ranch property and a farm property? How are they similar? How are they different? Simply put, a farm is a piece of land that is cultivated to produce food and a ranch is saved for the production of cattle or other animals for grazing purposes. According to the

By - Craig Mullins

Livermore Info – Utilities, Garbage, Police, Demographics, Etc.

Livermore Information Livermore City of Livermore Livermore Police Dept(925) 371-4900 Livermore Area Recreation and Park District(925) 373-5700 City of Livermore Demographics Livermore Valley Unified School District(925) 606-3200 Livermore Valley Education Foundation(925) 454-1339 Livermore Chamber of Commerce(925) 447-1606 PG&E(800) 743-5000 SBC Telephone(800) 310-2355 Comcast(800) 945-2288 WeCare Wireless Networks(925) 449-4272 California Water Service(925) 447-4900 Alameda County Zone 7-Water(925) 484-2600 Livermore Disposal Co(925)